The Worst Payday Loan Company Ever

So I have a rant that I need to get out of my system. After more than a year, I had to bite the bullet and get a payday loan. The torque converter went in my car around the middle of June. After being without a car for more than two weeks (and paying for…

5 Reasons Why Companies Should Publicize Salaries

Over the course of my professional career, I’ve seen some pretty tense situations involving salaries. One of the most awkward ones was a situation where when it was time to disburse annual bonuses, one co-worker was vocal about the fact that he didn’t receive one. It sparked a domino effect where other people also starting…

Capital One 360

Online Banking Part II – Capital One 360 Review

Two weeks ago I made the move to complete online banking when I closed  bank account at a local brick & mortar bank, and opened a checking account with Capital One. Unlike my Ally Bank account, the Capital One 360 account is a bona fide checking account. So there are no limits on usage during a…

Ally Bank Logo

Online Banking Part I – Ally Bank Review

I’ve finally made the leap into [complete] online banking last week. I admit, even after years of using many of the online tools offered by my local brick and mortar banks, I’ve always hesitated at the idea of stashing your money away with a company that has no local office that you can walk into….

Get Amazon Prime for Only $49

When I worked for my previous company, my boss graciously approved an annual subscription of Amazon Prime for me since I frequently used Amazon to order supplies and equipment for the office. When I left the company, and especially since Amazon hiked their annual subscription fee from $79 to $99 per year. I figured that…

black couple bills

Black American Economics 101

Since the shooting of Michael Brown in Ferguson, MO (and the resulting aftermath) several weeks ago, I have seen and participated in many discussions regarding justice, racism, and Black economics. As frustrating and disheartening as some of these conversations have been, I’m very glad that I participated in them. A very common sentiment out there among non-Black…

Salary Cents

Earlier today, a link to an article from the AARP came up on my Facebook wall. The article listed 10 cities where a retiree could live on less than $100/day (both Pittsburgh and Morgantown were on this short list). Well someone left a snarky comment along the lines of, “Well jeez…I work; and I wish…

debt

Pay Day Loans – A Lifeline (sometimes)

Well my checkbook register is looking very scary right now. Due to a “return item unpaid” from my November payment to T-Mobile, my account was shaken a bit. Then due to an unauthorized draft of $30 (by some mystery company),  a pro-rated car insurance payment that was $22 dollars higher than usual (that’s my fault…I…