RC

My Blog

January 4, 2018
Money Resolutions for 2018

Coming into 2018, I am facing some challenges in regards to my personal finances. I have the standard added expenses of 2 additional children; and with Toddler L., I did not need daycare. Now, I do. I also moved (which always costs more than you anticipate), desperately need to buy a car, and my main […]

July 29, 2016
The Worst Payday Loan Company Ever

So I have a rant that I need to get out of my system. After more than a year, I had to bite the bullet and get a payday loan. The torque converter went in my car around the middle of June. After being without a car for more than two weeks (and paying for […]

January 29, 2016
5 Reasons Why Companies Should Publicize Salaries

Over the course of my professional career, I’ve seen some pretty tense situations involving salaries. One of the most awkward ones was a situation where when it was time to disburse annual bonuses, one co-worker was vocal about the fact that he didn’t receive one. It sparked a domino effect where other people also starting […]

Capital One 360 August 29, 2015
Online Banking Part II – Capital One 360 Review

Two weeks ago I made the move to complete online banking when I closed  bank account at a local brick & mortar bank, and opened a checking account with Capital One. Unlike my Ally Bank account, the Capital One 360 account is a bona fide checking account. So there are no limits on usage during a […]

Ally Bank Logo August 25, 2015
Online Banking Part I – Ally Bank Review

I’ve finally made the leap into [complete] online banking last week. I admit, even after years of using many of the online tools offered by my local brick and mortar banks, I’ve always hesitated at the idea of stashing your money away with a company that has no local office that you can walk into. […]

August 11, 2015
Get Amazon Prime for Only $49

When I worked for my previous company, my boss graciously approved an annual subscription of Amazon Prime for me since I frequently used Amazon to order supplies and equipment for the office. When I left the company, and especially since Amazon hiked their annual subscription fee from $79 to $99 per year. I figured that […]

black couple bills September 8, 2014
Black American Economics 101

Since the shooting of Michael Brown in Ferguson, MO (and the resulting aftermath) several weeks ago, I have seen and participated in many discussions regarding justice, racism, and Black economics. As frustrating and disheartening as some of these conversations have been, I’m very glad that I participated in them. A very common sentiment out there among non-Black […]

September 7, 2012
Salary Cents

Earlier today, a link to an article from the AARP came up on my Facebook wall. The article listed 10 cities where a retiree could live on less than $100/day (both Pittsburgh and Morgantown were on this short list). Well someone left a snarky comment along the lines of, “Well jeez…I work; and I wish […]

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